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Family Budgeting Related Articles 1

How To Budget

It's always a good idea to use a budget to keep track of your personal finances, but it's vital when you're up to your neck in debt! The basic idea is simple. A budget just compares the income you have each week or each month with the things that you have to purchase. Right, first you need to...
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Why Have A Budget?

Budgeting is a chore people put off indefinitely. They know the bills pile up, the only time they jolt out of complacency is when they have to pay them. This creates a problem. The difficulty is created due to the fact that you deal with matters as they arise. So you have no organization or directio...
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Values-Driven Budgeting

Besides the specter of having to pay the IRS by April 15th, another thought rears its ugly head during the tax season. Just where did all that money you made go? Sure, you can blame the government and higher prices, but there is a nagging feeling that you might be overspending. So you get out all your pa...
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Getting More Family Time Just by Having a Budget

Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget. 1. Get a list of all your bills that are due each month. Also get th...
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How To Develop A Home Budget

This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or they start thinking about retirement and realize that they have saved a woefully inadequate amount of money. I recommend using a monthly time-frame to look at your cash inflows and...
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Family Budgeting Related Articles

Why Have A Budget?

Budgeting is a chore people put off indefinitely. They know the bills pile up, the only time they jolt out of complacency is when they have to pay them. This creates a problem. The difficulty is created due to the fact that you deal with matters as they arise. So you have no organization or direction. You do not put yourself in a position of anticipation. Why do we need a budget, family or i...
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Budgeting Tips to Save Real Money

Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two, the urge to buy that new gadget will pass. But, what should you do if you have already spent more than you have? The following are several real world ...
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